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News and Views

What is a Hunting Pot?

We recently attended a Handelsbanken breakfast seminar to learn more about identifying cases they can assist with, especially those outside the normal sourcing systems. I gained valuable insights during the meeting, and I would strongly suggest that any brokers out there attend one of their sessions if another opportunity arises. During the seminar, I came […]

Labour’s changes to housing policy

Labour’s changes to housing policy

Following Labour’s landslide election win, much of the nation is waiting to find out what is in store for the UK housing market. Many major policy changes will be announced in the Autumn Budget on 30 October, but Housing Secretary Angela Rayner has already announced the new draft of the National Planning Policy Framework (NPPF), […]

Vote for Path Mortgages!

🌟 Path Mortgages Nominated for Best Professional Service Provider! 🌟 We are beyond thrilled to announce that Path Mortgages has been nominated for the Best Professional Service Provider at the prestigious Love Deeping Business Awards! This incredible honor comes just two years after our inception, and it’s a testament to the hard work and dedication […]

Handelsbanken meeting: forging new partnerships

We’re excited to share that Path Mortgages is forging new partnerships to better serve our clients. Recently, our director, Peter Baker, had a productive meeting with Agnieszka Sumpter, a Private Banking Manager from Handelsbanken’s Peterborough branch. Founded over 150 years ago in Sweden, Handelsbanken stands out by decentralizing decision-making to individual branches, reminiscent of traditional […]

Are you being charged for updating your mortgage with the same lender?

Updating your mortgage with the same lender without additional borrowing or altering the length of the mortgage is called a “product transfer”.  Here at Path Mortgages, we do not charge for the service of updating your mortgage in this way.  The process of completing a product transfer is a simple task and requires a lot […]

Considerations for First Time Buyers

Getting onto the property ladder has always been a challenge, but perhaps even more so at the moment. A report has found that it is currently the most expensive time to be a first-time buyer (FTB) in over 70 years [Source: Building Societies Association]. Managing monthly payments Higher mortgage repayments are a particular barrier to […]

The Blueprint of Exceptional Customer Service: A Mortgage Adviser's Guide

The Blueprint of Exceptional Customer Service

In the labyrinth of real estate transactions, few things are as pivotal as securing the right mortgage. It’s not just about numbers and percentages; it’s about trust, guidance, and a seamless journey towards homeownership. Enter the Mortgage Adviser, the unsung hero in the realm of property acquisition, who goes above and beyond to ensure their clients not only get the best deal but also navigate the complex terrain with ease and confidence.

Phil Greaves, Path Mortgages

New appointment

Path Mortgages proudly announces the appointment of Philip Greaves, an experienced and award-winning Mortgage Adviser. With an impressive track record spanning years of experience in the industry, Phil brings invaluable expertise to the table, furthering Path Mortgages’ commitment to excellence in customer service.

Budget, Spring 2024, overlooks first-time buyers

It was a disappointing Spring Budget for anyone looking to get onto the housing ladder. There was a distinct lack of announcements concerning Lifetime ISAs (contrary to expectations), no replacement for Help to Buy and no changes to Stamp Duty thresholds, a disappointment for many.

Sellers hit the ground running in 2024

Sellers hit the ground running in 2024

Eager home sellers got the year off to a good start before it had even begun, with over 10,000 properties put up for sale on Boxing Day 2023 – the highest number of new listings in one day since 20111. This momentum carried over into the new year as estate agents received a record number of requests for in-person home valuations in January.

New Office Open!

In an exciting development for our community, Path Mortgages has recently opened a new office at Eventus in Market Deeping. This strategic move aims to better serve the local community and provide individuals and families with tailored financial solutions.

An Autumn 2023 Statement for Growth

An Autumn 2023 Statement for Growth

On 22 November, Jeremy Hunt outlined 110 growth measureswhich he said would boost business investment by £20bn a year, as part of the Autumn Statement.In an effort to get the economy “back on track” his package of measures are intended to cut business taxes, raise business investment and get more people into work, in what he declared, “An Autumn Statement for Growth.”

Lightbulb on ground with plant growing inside

What are green mortgages?

“It pays to be green” and so there are several lenders in the marketplace who are looking to do their bit to encourage us to buy green homes or to improve the energy efficiency of our current homes.

Rocket launching

Launch!

We are delighted to announce that our new business, Path Mortgages, has officially been established in August 2022

Your local mortgage and insurance advisers.

Open Mon-Sat, 8am-6pm.

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Peter Baker - Local Mortgage adviser helping people in Bourne, Spalding, Stamford, Peterborough and surrounding villages.