House prices picked up in March, with annual growth rising to 2.2% according to Nationwide. This is an improvement on February, when prices rose annually by 1.0%. The average house now costs £277,186. In March, most UK regions saw modest increases in house prices, however the Outer South East and East Anglia both saw price […]
Mortgage rates are in a state of flux in response to the Middle East conflict, which is a constantly evolving situation. Mortgage rates were on the rise at the start of April, with over 30 lenders increasing their rates and withdrawing some products from the market. However, by the end of the month, lenders had […]
For many people, buying a home is one of the biggest financial commitments that they will make. But house hunting is not just about getting the price right; you also need to be confident that the property and location is right for you and your lifestyle. Here are some factors to consider when making your […]
The ISA deadline for the 2025/26 tax year is on 5th April 2026 at midnight. This is the final day UK savers and investors can use their annual ISA allowance before it resets for the new tax year on 6th April. Any contributions made after the deadline will count toward the 2026/27 allowance instead. ISAs […]
Boxing Day isn’t just about after Christmas sales it’s also the busiest day of the year for property searches on Rightmove. With the festive distractions over, many buyers start hunting for a “New year, New home,” creating a surge in interest that sets the tone for the property market in January. For sellers, this spike […]
Research has revealed the best UK commuter towns, offering lower house prices whilst being in proximity to major cities. Remote working became the ‘new normal’ during the pandemic, but now three-quarters (76%) of employees are back working in the office at least three days a week. Many people can’t afford to live in London, where […]
When the government launched the Help to Buy scheme, it was designed to make homeownership more achievable.
Applying for a mortgage can be stressful at the best of times, and even more so when your income situation doesn’t fit neatly into a lender’s boxes. This was exactly the case for one of our recent clients, who was on maternity leave and receiving Universal Credit. Initially, the lender declined the application outright. Instead […]
The Challenge Our client found their ideal home, but the purchase hit an obstacle when the lender declined their mortgage application. The reason? The property was located next door to an abandoned commercial building. Lenders can sometimes see this as a risk factor, as they may be concerned about future resale value or neighbourhood impact. […]
Whether you’re buying your first home or selling a property, technology has become an invaluable tool for streamlining the process.